Even the savviest car shoppers can forget to estimate car insurance costs before buying. The type of car you drive is just one variable car insurance companies plug into their formulas to.
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Car insurance protects you against financial loss for damages resulting from car accidents, theft, weather events and other unforeseen costs according to your policy type. A car insurance policy helps pay for the cost of damage to cars, property, and even people.
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The cost of a car insurance policy is determined based on factors specific to the insured driver and policy features. Driver history, vehicle type, average miles driven, coverages included, coverage limits, as well as deductible amounts, are some of the things that can affect the cost of a car insurance policy.
How Car Insurance Quotes Are Born Before you dive into getting coverage, you should know how insurance companies come up with quotes. They start by evaluating a series of risk factors that have number values (costs) associated with them, in a rating manual.
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