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Enroll and Enjoy Insurance Discounts. The Steer Clear Driver Program is more than just an auto insurance discount for licensed and safe drivers under the age of 25, it’s a great opportunity to review and improve your driving skills.

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Vehicle safety ratings. IIHS tests evaluate two aspects of safety: crashworthiness — how well a vehicle protects its occupants in a crash — and crash avoidance and mitigation — technology that can prevent a crash or lessen its severity.

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