Homeowners insurance expenditures. The average homeowners insurance premium rose by 3.6 percent in 2015, following a 3.3 percent increase in 2014, according to a January 2018 study by the National Association of Insurance Commissioners.
Every car insurance policy includes protection against third-party liability—and for good reason. Liability coverage, also called third-party or civil liability coverage, helps protect you financially if you or another driver on your policy are found legally liable for injuring someone or causing damage to another person’s property or automobile while operating a vehicle.
Auto insurance expenditures, by state. The tables on the following pages show estimated average expenditures for private passenger automobile insurance by state from 2011 to 2015, providing approximate measures of the relative cost of automobile insurance to consumers in each state.
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